Vehicle Protection
Ford Credit is here for you. We're pleased to offer programs that can protect your vehicle and your investment.
Ford Protect Extended Service Plans
Plan ahead with Ford Protect Extended Service Plans. Ford Protect Extended Service Plans help protect you from unexpected repair bills after your New Vehicle Limited Warranty has expired.
Four tiers of coverage to keep your vehicle on the road
Each Ford Protect Extended Service Plan covers major engine components, plus all gaskets, seals and internal engine parts.
- PremiumCARE covers the parts and the labour to repair over 1000+ vehicle components – engine, transmission, steering, brakes, front and rear suspension, electrical and more – all for up to 8 years or 200,000km (whichever comes first). Failure of covered components due to defects in materials and normal wear and tear are included.
- ExtraCARE covers 113 components of vehicle systems that impact driveability. Includes components covered by PowertrainCare and BaseCare with ROADSIDE ASSISTANCE.
- BaseCARE covers 84 components of vehicle systems that impact drivability. Includes components covered by PowertrainCare with ROADSIDE ASSISTANCE.
- PowertrainCARE covers 29 critical engine and transmission components. Includes ROADSIDE ASSISTANCE.
Learn more about Ford Protect Maintenance Protection Plans by watching this video
Learn more about Ford Protect Extended Service Plans by watching this video
Debt Waiver
If your Ford vehicle is stolen or declared a total loss, Debt Waiver provides protection for the difference between your insurance payoff and finance balance (subject to program terms).
Protection for a carefree ownership experience
Debt Waiver is designed to protect your investment. If your Ford vehicle is stolen and not recovered or if it’s declared a total loss, your insurance company may not pay enough to satisfy what you still owe.
Debt Waiver bridges the difference between your finance balance and your vehicle’s insurance settlement. It can prevent you from owing money on a vehicle you no longer own and help get you back on the road (subject to conditions).
Watch this video on Debt Waiver
Exclusions
Debt Waiver does not provide benefits when loss or damage occurs:
- Due to fraud or intentional damage by you
- Prior to the total loss date
- Outside the U.S. or Canada
- After the repossession or surrender of the vehicle
- Due to legal confiscation by a public official
- If licensed, registered/titled in a business' name or used for business or has a salvage title
Additional Exclusions include:
- Late charges, delinquent payments and deferred payments
- Various refundable amounts due to you for early cancellation of financed products
- Termination and disposition fees
Additional limitations apply. Be sure to review all limitations outlined on your Debt Waiver addendum.
WearCare®
Anticipate the unexpected. Electing for Wearcare at the beginning of your lease protects you from unexpected excess wear and use charges later on.
Shield yourself from unexpected wear and use expenses
Even the most conscientious driver cannot prevent the inevitable chips, dings and scratches caused by the road. That’s why we offer the option of WearCare. Choose to sign up for WearCare at the beginning of your lease and you’ll be protected from unexpected excess wear and use charges.
WearCare coverage waives excess wear and use charges up to $5,000 (subject to conditions). It helps leasing a Ford be a worry-free and enjoyable experience.
Download the WearCare/WearCare Plus Brochure
Learn more about WearCare/WearCare Plus by watching this video
Exclusions
WearCare is designed to meet your needs; however, there are some program exclusions, such as:
- Excess kilometre charges
- Missing parts costing more than $150
- Damage caused by seizure, confiscation, racing, criminal acts, war, radiation, mechanical or electrical breakdown, improper repairs and alterations
Summary only. Damage covered by other products such as insurance, service contracts, warranties and guarantees will generally not be waived. Check with your local Dealership for availability. Always read and understand the details and terms of your WearCare® contract.
WearCare® Plus
Don’t wait to repair. WearCare® Plus allows you to get repairs done on your vehicle throughout your lease. No need to wait until the end to benefit with WearCare® Plus.
Get it fixed when it happens, no need to wait until the end of your lease.
Even the most conscientious driver cannot prevent the inevitable chips, dings and scratches caused by the road, and not everyone wants to wait until the end of their lease to get it fixed. That’s why we offer the option of WearCare® Plus.
WearCare® Plus coverage waives certain repair and replacement expenses up to a maximum of $2,500 (subject to conditions) during the term of your lease and up to $5,000 (subject to conditions) at the end of your lease. WearCare Plus also allows up to 2,000 kilometres over the stated kilometre allowance of your lease.
Download the WearCare/WearCare Plus Brochure
Learn more about WearCare/WearCare Plus by watching this video
WearCare Plus is designed to meet your needs; however, there are some program exclusions, such as:
- Missing parts costing more than $150.
- Damage caused by seizure, confiscation, racing, criminal acts, war, radiation, mechanical or electrical breakdown, improper repairs, and alterations.
Summary only. Damage covered by other products such as insurance, service contracts, warranties and guarantees will generally not be waived. Check with your local Dealership for availability. Always read and understand the details and terms of your WearCare® Plus contract.